By MillRate USA · Last reviewed 2026-10-27
Due dates at a glance
| State | When it's due | Who sets it |
|---|---|---|
| Connecticut | Installments set by each town; printed on your bill. The fiscal year starts July 1. | Town tax collector |
| Indiana | Two installments: May 10 and November 10, or the next business day | State law |
| Iowa | Two installments: September 30 and March 31, or the next business day | State law |
| Maryland | Bills for the fiscal year starting July 1; your bill shows the dates | Your county, Baltimore City or town |
| Massachusetts | Installments set locally for the fiscal year starting July 1 | Your city or town |
| Michigan | Usually a summer bill and a winter bill | Your city, township or village treasurer |
| New Jersey | Four installments: February 1, May 1, August 1 and November 1 | State law |
| North Carolina | Due September 1; interest starts on payments made on or after January 6 | State law |
| Rhode Island | Set by each city or town | Your city or town |
| Texas | Bills go out around October 1; pay by February 1 of the next year | State law; your county tax assessor-collector bills |
| Virginia | Set by each locality, in one installment or two | Your county or city, by ordinance |
Dates that fall on a weekend or holiday usually move to the next business day. Check your bill for your exact dates; it always has them.
States that set the dates in law
New Jersey: four quarterly installments
New Jersey's Division of Local Government Services states that "property taxes are due in four installments during the year: February 1, May 1, August 1, and November 1." Your municipal tax collector sends the bill and takes payment. The state's guidance says late amounts can accrue interest "at up to 8 per cent for the first $1,500 due," and up to 18 percent above that. More in the New Jersey guide.
Indiana: May 10 and November 10
Indiana bills are paid in two installments, due May 10 and November 10, or the next business day when either falls on a weekend or holiday. In 2026 the spring date moved to May 11. Your county treasurer sends the bill. More in the Indiana guide.
Iowa: September 30 and March 31
Iowa bills for each fiscal year are paid in two installments, due September 30 and March 31, or the next business day. Interest starts the first business day after each due date. More in the Iowa guide.
North Carolina: September 1, with no interest until January
State law makes property taxes "due and payable on September 1 of the fiscal year for which the taxes are levied." You can pay at face value until early January: interest starts on payments made on or after January 6. More in the North Carolina guide.
Texas: by February 1
Texas bills usually go out by October 1 of the tax year, or as soon after as practicable, and owners must pay by February 1 of the following year. Penalties and interest apply after that. Your county tax assessor-collector usually sends one bill covering the units it collects for. More in the Texas guide.
States that leave the dates to local government
In Connecticut, Massachusetts, Rhode Island, Maryland, Michigan and Virginia, the state doesn't set one calendar. Virginia's code lets each governing body "establish due dates for the payment of local taxes" and choose one installment or two. Connecticut leaves installment schedules to each town's tax collector. In Michigan, most places send a summer bill and a winter bill, with due dates set locally. Your treasurer's or tax collector's office has the dates, and your bill prints them.
Why your due date matters beyond the penalty
Some appeal deadlines are tied to the bill. In Massachusetts, an abatement application "must be filed with assessors on or before the due date for payment of the first installment" of the actual tax bill. In Rhode Island, the appeal deadline is on or before November 15, but not less than 90 days after the first tax payment is due. See how to appeal your assessment, state by state.
Estimate the bill before it arrives
Each place page on this site has the published rate and a calculator. Start from the property tax calculator or find your state.
Sources
- New Jersey Division of Local Government Services, Elements of Tax Sales
- Monroe County, Indiana Treasurer
- Scott County, Iowa Treasurer
- North Carolina G.S. 105-360, due date and interest
- Fort Bend Central Appraisal District, Understanding the Property Tax System
- Code of Virginia § 58.1-3916, local due dates
- Massachusetts DLS, guide to real estate abatements and appeals
- Rhode Island Gen. Laws § 44-5-26, appeals
This guide explains how the system works. It isn't legal or tax advice, and local dates can change. Your tax bill and your tax collector have the final word. Spotted an error? Email [email protected].